>> I love you, I love you
].>> The jarring reality of school shootings in the US has given rise to a budding industry, active shooter insurance policies for schools to cover the cascade of bills that can follow a violent incident like last month's mass shooting in Parkland, Florida, and Tuesday's attack at a Maryland high school, from lawyers fees to trauma counselling, media consultants, to building reconstruction.
Reuters correspondent Suzanne Barlyn.>> It sounds bizarre but yes, this is where we are, and there was apparently a need. Schools face enormous expenses after a shooting. It is just about a give in that they will be sued by families of victims, survivors of shootings.>> Some lost cap how much public schools can compensate victims, but those limits can be challenged.
Family's of two children killed in the Sandy Hook shooting in Connecticut filed a wrongful death suit against that school district, it's drag down in court since 2015. And a lawyer for one Parkland victim says, he'll try to have Florida's liability cap lifted beyond its current maximum payout of $300,000.
That victim's family has started a Go Fund Me page to cover his cost.>> Anthony Borges is his name, and he's been in the hospital since the shooting. So that's been in month now. He's had eight surgeries. He has been in intensive care the entire time except for one day.
His lawyer told me that his medical bills are at least a million dollars now and climbing.>> The need for Active Shooter Insurance first cropped up for malls and movie theaters following deadly shootings like the one in an Aurora Colorado theater in 2012. Since the Parkland shooting, seven South Florida school districts have bought $3 million worth of active shooter coverage backed by XL Catlin, other insurers include Beazley and Hiscox.
Active Shooter Insurance Premiums can range from $1,400 to $100,000 a year, and can also include risk assessment, such as whether a school's window shattered to easily or its doors can dangerously lock from the inside of a classroom.